After a car accident, it can be overwhelming to navigate the claims process and deal with insurance companies on your own. It's important to remember that insurance companies are for-profit businesses whose main goal is to settle claims quickly and for as little money as possible.
That's why it's crucial to have an experienced legal team on your side, fighting for your rights and ensuring that you receive the compensation you deserve. At Fox & Farmer, we have a team of The Car Wreck Pro Attorneys who specialize in personal injury claims and have a track record of success in helping clients receive fair settlements.
Don't leave your future to chance; call us before you settle with your insurance company.
The Problems with Settling Directly with Insurance Companies
When trying to settle a claim directly with an insurance company after a car accident, several common problems can arise.
Each year, a significant number of personal injury claims are filed in the United States - with an estimated 400,000 cases reported annually. Despite this high number, only a small percentage of these claims actually proceed to trial, with approximately 4% or 16,397 cases being taken to court. The leading cause of personal injuries is typically motor vehicle accidents, accounting for over half of all reported cases.
Here are a few examples of how insurance companies may try to take advantage of you:
- Lowballing: Insurance companies may offer you a settlement significantly less than what you are entitled to, get you to accept a lower amount, and close the case. With legal representation, it can be easier to know if the offer you are receiving is fair.
- Delay tactics: Insurance companies may use delay tactics, such as requesting multiple rounds of documentation or having you see their doctors, to prolong the claims process and wear you down. That can be frustrating and stressful and affect your case's strength.
- Denying claims: Insurance companies may try to deny your claim altogether by saying that the accident was your fault or that you don't have enough evidence to prove your injuries.
- Misrepresenting policy coverage: Insurance companies may misrepresent their coverage to deny or lowball your claims. They may use legal language in their policy that you may need help understanding and thus unknowingly accept less than you are entitled to.
By working with a personal injury lawyer, you ascertain that your rights are not violated and that you receive a fair settlement.
The Benefits of Choosing Fox & Farmer
At Fox & Farmer, we understand the stress and uncertainty of dealing with insurance companies after a car wreck. That's why we have a team of experienced attorneys specializing in personal injury claims, known as "The Car Wreck Pro Attorneys." Our attorneys deeply understand the claims process and can help you navigate the legal system, so you can focus on recovering from your injuries.
Here are a few of the benefits of working with Fox & Farmer:
- Maximizing your settlement: Our attorneys have a track record of helping clients receive fair settlements. We can help you understand your rights and ensure you receive the compensation you deserve.
- Navigating the claims process: Dealing with insurance companies can be overwhelming, but our attorneys can handle the process for you and deal with the insurance company on your behalf.
- Strong reputation in the local community: Fox & Farmer is a well-established law firm in East TN. We have built a reputation for providing excellent legal representation and customer service.
- Understanding of new TN law: Our attorneys are aware of the recent change in TN law that cops will not come to wreck, so you must get your eye witness and pictures, and we can help you navigate this change and ensure you have the proper evidence.
New Tennessee law regarding car accidents
A new law in Tennessee regarding car accidents requires individuals to gather evidence in the event of a car accident. That includes obtaining eyewitness accounts and taking pictures of the scene and any damage to the vehicles involved.
This law is a significant change from previous regulations, where the police would typically gather evidence at the accident scene. That means it is now the responsibility of the individuals involved in the accident to gather the necessary evidence to prove their case.
This new law makes it even more critical to have legal representation in the event of a car accident. A personal injury lawyer will have the knowledge and experience necessary to properly gather and preserve evidence, including eyewitness statements and photographs. They will also be able to identify other potential sources of evidence, such as security camera footage, and take the necessary steps to obtain it.
Call Fox & Farmer Before Settling!
If you've been in a car accident, contact Fox & Farmer before settling with your insurance company. Our team of experienced attorneys, "The Car Wreck Pro Attorneys," can help you navigate the claims process and ensure that you receive fair compensation for your injuries.
Refrain from letting insurance companies lowball or denying your claim. Contact Fox & Farmer for a free consultation, and let us help you get the compensation you deserve.
It's easy to get in touch with us. Message us on our CONTACT page, or call us at 865-531-9400.
Don't wait; contact Fox & Farmer today before settling with your insurance company. Remember, call us before you settle.








